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 Volume. 7 Issue. 26 – July 12, 2023


This week the Tribunal, in ‘Previous Disability Significantly Worsened’, considers whether the applicant, despite a 20 year history of disability, nevertheless suffered from a complete inability to carry on a normal life post MVA.

We then briefly touch on an unsuccessful CAT case, ‘That Was My Dead Brother, Not Me’, wherein the applicant seems to have overlooked rather essential aspects of his family history.



LAT Update – What Difference Did A Year Make?

The LAT released Performance Stats up to mid-year 7 which is current through to the end of September 2022. Together with the LAT’s last update we can now provide a comparison of year over year, with projections through to the end of year 7 in this annual update. What difference did a year make?

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Demeanor Under Cross Determinative

Previous Disability Significantly Worsened – Injured in a May 2019 MVA, the applicant Afkhamizadeh, in 21-005115 v Aviva, sought entitlement to Non-earner Benefits (NEB), despite having been disabled from employment for 20 years prior to the accident. In the preceding years, Afkhamizadeh underwent discectomy surgery in 2010, and back surgery in 2017.

It was the position of Afkhamizadeh however, that despite his extensive pre-MVA health issues, his “pain was managed with injections and his condition was reported by his treatment providers to be stable. Following the subject MVA, he submitted that he has lost his independence and is no longer able to engage in his pre-accident activities.” Aviva countered that Afkhamizadeh’s pre MVA health was already significantly limited, and that there was essentially “is no difference between his pre-and post-accident abilities.”

After having weighed the evidence, the Tribunal agreed with Afkhamizadeh that the “medical documentation supports that he has a significantly reduced ability to carry on a normal life as a result of the accident, having already been very limited and now having to excessively rely on treatment providers and family.” Further, it was “well documented in the family physician records and the records of North Woodlands that he suffered pre-accident chronic pain, which was managed by injections, and that the accident has exacerbated his chronic condition.” In addition, “the increase in falls, pain, leg weakness, ambulation issues, the requirement now of using a cane, and remaining in bed most days all speak to A.A.’s post-accident condition that has also been reported to various treating practitioners.”

The Tribunal had to “question the thoroughness of the s. 44 assessors, as none of them reviewed any of A.A.’s treatment records. Basing their opinions solely on the results of their assessments and the OCF documents does not allow for a fulsome consideration of A.A.’s pre- and post-accident health status to allow for a well-informed conclusion.” Further, “considering the ability to engage in activities of daily living requiring pain-free and uninhibited mobility, I find that A.A. is not able to do so for any substantial period of time.” Accordingly, the exacerbation of the pre MVA health issues, including the need for two further surgeries post MVA contributed to a worsening of an already compromised back. Therefore, Afkhamizadeh satisfied the onus of demonstrating a complete inability to carry on a normal life.



CAT’s Lack of Credibility Determinative

That Was My Dead Brother, Not Me – The insurer’s assessor, in 20-000264 v Dominion, confirmed that the applicant Khalaf, injured in an October 2016 MVA suffered from two marked impairments. However, after having reviewed surveillance and additional medical records, he recanted this opinion, indicating that at most, Khalaf had a mild impairment under all spheres. Further working against Khalaf was the fact that his testimony regarding his pre-accident health and function was completely undermined by the medical record. Answering “I don’t know” or “I don’t remember” to almost every question, the timing and selection of his lack of recall was found disconcerting.

The credibility of Khalaf and his daughter was further compromised with their response to the aforementioned surveillance. He denied that it was him, suggesting rather that it was his brother, with his daughter suggesting it was perhaps her uncle. Unfortunately, neither Khalaf nor his daughter accounted for the fact that the available records confirmed that all three of his brothers were dead, and that all of his family members lived in the Middle East. Accordingly, the Tribunal was convinced that the subject in the surveillance was in fact the applicant Khalaf. Ultimately Khalaf was found to have failed to evidence that “but for” the accident he would have sustained a psychological impairment and resulting functional limitations. Further, his CAT reports were determined not to support a CAT impairment, largely due to reliance upon his inconsistent reporting.



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Archive of LAT Updates

April 24, 2024: Wilful Misrepresentation Abounds on IRB Repayments

IRB

April 22, 2024: Records Alone Do Not Warrant MIG Removal on Pre-Existing

MIG

April 15, 2024: Demands of Child-birth Pre-Existing Condition?

MIG

April 10, 2024: Court Upholds Tribunal Decision That a MIG Removal is a Complete MIG Removal

Divisional Court, MIG

April 8, 2024: Psychiatric Diagnosis Prevails over Psychological Opinion

MIG

April 3, 2024: Court Sends Matter Back to Tribunal Concerning “Accident”

Definition Accident, Divisional Court

April 1, 2024: Ortho Opinion Prevails on Origins of a Fracture

MIG

March 27, 2024: Supreme Court Takes Issue with Tribunal, Divisional Court & Court of Appeal

Limitation Period, Reconsideration, Supreme Court

March 25, 2024: Expert’s Conclusory Statement Insufficient on Pre-existing Condition

MIG

March 20, 2024: Non-Compliance by Both Parties Impacts IRB and Medical Claims

IRB

March 18, 2024: No Weight Afforded to Handwritten Illegible CNR’s

MIG

March 13, 2024: Denials Deficient and Pain Relief Validates Treatment Plans

Treatment Plans

March 11, 2024: “Radicular Irritation” & MRI Findings Not MVA Related

MIG

March 6, 2024: Tribunal Upholds Decision Excluding Improperly Secured IEs From the Evidence

Evidence, IE, Reconsideration

March 4, 2024: Concussion and Chronic Pain Diagnoses Require Expertise

MIG

February 28, 2024: Prior Health Concerns Complicate Claim for CAT

CAT

February 26, 2024: Unchallenged Virtual Chronic Pain Assessment Accepted

MIG

February 21, 2024: Consent by Parties for Adjournment Not Determinative

Adjournment, Procedure

February 14, 2024: Tribunal Does Not Accept the CAT Findings of Either Party

CAT

February 12, 2024: MIG Escape on Concussion Diagnosis Despite Resolution of Symptoms

MIG

February 7, 2024: Financial Hardship Not A Defense for Repayment Responsibility

IRB

February 5, 2024: CT Scan of Wrist Fracture Contradicts Medical Opinion

MIG

January 29, 2024: Concussion Despite No Head Injury?

MIG

January 24, 2024: One Assessment Process Produces Two Discrete Reports

CAT, Productions

January 22, 2024: Defective Notices Do Not Trigger Limitation

MIG

January 17, 2024: Election Not Required, LAT Act Invoked & Limits Exhausted?

Award, Limitation Period

January 15, 2024: Chronic Pain Diagnosis Contradicted by Self-Reports

MIG

January 10, 2024: NEB Reinstated After Six Years Generates Award

Award, NEB

January 8, 2024: Undisputed Psychological Diagnosis Prevails

MIG

January 3, 2024: Significant & Competing Price of Non-Compliance for Both Parties

Non-Compliance

December 20, 2023 (Throwback Edition): Statutory Relief Within Tribunal’s Jurisdiction

Jurisdiction

December 18, 2023: ‘Incident’ of Viewing Video Not Use and Operation

MIG

December 13, 2023 (Throwback Edition): Employed Applicant Remains Entitled to Post 104 IRB

IRB

December 11, 2023: Chronic Pain Diagnosis In Absence of Physical Exam?

MIG

December 6, 2023: Four Marked Impairments for 2010 MVA

CAT

December 4, 2023: No Adverse Inference Drawn Despite Lack of pre MVA CNRs

MIG

November 29, 2023 (THROWBACK EDITION): 18 Month Delayed Notice Reasonable, However 7 Month Delay is Not

Limitation Period

November 27, 2023: Confirmed High Bar to Escape MIG on Pre-Existing

MIG

November 22, 2023: Multiple IEs Excluded From Evidence

IE, Evidence

November 20, 2023: Radiculopathy Complaint Requires a Diagnosis

MIG

November 15, 2023: Court Applies Tomec & CAT Decision Varied

CAT, Limitation Period

November 13, 2023: Insurer Expert Conclusion Inconsistent with Findings

MIG

November 8, 2023: Maximum Award in Excess of $60K on CAT Case

CAT

November 6, 2023: Medical Evidence Overrides Legal Referrals

MIG

November 1, 2023: Eighteen Month Delayed Notice Reasonable However Seven Month Delay is Not

Limitation Period

October 30, 2023: Which MVA Exacerbated Injuries?

MIG

October 25, 2023: Application Seeking CAT Determination an Abuse of Process

CAT

October 23, 2023: Functional Disability Despite 50 Hour Work Week

MIG

October 18, 2023: Statutory Relief Renders Equitable Remedy Moot

Div Court

October 16, 2023: Injuries Not Static - MIG Determined Again

MIG

October 11, 2023: CERB is Income However Not “Gross Employment Income”

IRB

October 4, 2023: Employed Applicant Remains Entitled to Post 104 IRB

IRB

October 2, 2023: ‘IE’ Does Not Establish Causation

MIG

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