Print

 

  MIG Update – February 5, 2024



CT Scan of Wrist Fracture Contradicts Medical Opinion

This week a MIG escape wherein the crux of the dispute was whether or not the Applicant sustained a fractured wrist. The Tribunal considered a number of diagnostic scans and associated reports in reaching their conclusion.



Winter Virtual Training!

Secure your seat for inHEALTH’s 2024 Winter Virtual Training Session! 

  • SABS Expedited: February 26th – March 1st, 2024

*Eligible Participants receive 9 Substantive – CPD hours upon course completion

Course details & register here +



Factor: CT Scan of Wrist Fracture Contradicts Medical Opinion

In Saccoccia v. Economical Insurance Company (21-010260), Fulvia Saccoccia was involved in an automobile accident on December 19, 2017 submitting she ought to be removed from the MIG owing to a fractured pisiform in her left wrist relying on the CT scan report of her left wrist, dated January 4, 2018.

Economical takes the position that there was no fracture but rather a wrist sprain. Although a left wrist fracture was initially suspected it was later ruled out by Dr. Stephen Halman, Saccoccia ’s treating orthopedic surgeon. They rely on the CNR of Saccoccia family doctor, Dr. Daniel Corazzola, dated December 20, 2017, x-rays of the left wrist and hand, dated December 20, 2017, clinical note and record of Dr. Halman, dated January 18, 2018, and imaging report of the left wrist, dated January 18, 2018.





The Tribunal held:

    • While the December 2017 x-ray of Saccoccia’s left wrist did not reveal a fracture, the January 4, 2018 CT scan report of the left wrist revealed an undisplaced fracture through the pisiform.
    • ‘I acknowledge the respondent’s position that Dr. Halman ruled out any fractures of the applicant’s left wrist; however, I disagree that it is clear that he reviewed the CT scan report of the left wrist, dated January 4, 2018. On January 18, 2018, Dr. Halman noted that previous x-rays were suggestive of a scaphoid fracture and that a follow up CT scan report failed to identify any fractures, but he did not identify the date of the CT scan report. Moreover, Dr. Halman made no reference to the undisplaced fracture in the pisiform as noted in the CT scan report, dated January 4, 2018, nor did he explain why the CT scan report might have stated that there was a fracture if there was none.”
    • The imaging of Saccoccia’s left wrist, dated January 18, 2018, revealed a nondisplaced fracture of the scaphoid however, Dr. Halman’s opinion that there is no fracture, is contradicted by the CT scan report, dated January 4, 2018, which revealed a fracture of the pisiform.
    • The CT scan report of the left wrist, dated January 4, 2018 clearly stated “there is an undisplaced fracture…”, which was definitive and not suggestive as advanced by Economical. “Moreover, in my view if the result was suggestive, the CT scan report would have stated that there was a potential or it was unclear that the applicant sustained an undisplaced fracture, which was not the case here.”
    • Economical did not point to any evidence that rebuts or undermines the results of the January 4, 2018 CT scan report, as it is unlikely that Dr. Halman reviewed this during his consultation.


If you Have Read This Far…

Our MIG Monday series discusses the multitude of factors to consider when evaluating a risk position on MIG cases. The Tribunal has ruled on the MIG in 24% of the decisions so far. Each case is nuanced, but with similar factors.

Inform your position & present persuasive arguments. Include an Outcome Analysis Report (OAR) in your case evaluation complete with For/Against cases. Need an OAR?

 

Archive of LAT Updates

April 24, 2024: Wilful Misrepresentation Abounds on IRB Repayments

IRB

April 22, 2024: Records Alone Do Not Warrant MIG Removal on Pre-Existing

MIG

April 15, 2024: Demands of Child-birth Pre-Existing Condition?

MIG

April 10, 2024: Court Upholds Tribunal Decision That a MIG Removal is a Complete MIG Removal

Divisional Court, MIG

April 8, 2024: Psychiatric Diagnosis Prevails over Psychological Opinion

MIG

April 3, 2024: Court Sends Matter Back to Tribunal Concerning “Accident”

Definition Accident, Divisional Court

April 1, 2024: Ortho Opinion Prevails on Origins of a Fracture

MIG

March 27, 2024: Supreme Court Takes Issue with Tribunal, Divisional Court & Court of Appeal

Limitation Period, Reconsideration, Supreme Court

March 25, 2024: Expert’s Conclusory Statement Insufficient on Pre-existing Condition

MIG

March 20, 2024: Non-Compliance by Both Parties Impacts IRB and Medical Claims

IRB

March 18, 2024: No Weight Afforded to Handwritten Illegible CNR’s

MIG

March 13, 2024: Denials Deficient and Pain Relief Validates Treatment Plans

Treatment Plans

March 11, 2024: “Radicular Irritation” & MRI Findings Not MVA Related

MIG

March 6, 2024: Tribunal Upholds Decision Excluding Improperly Secured IEs From the Evidence

Evidence, IE, Reconsideration

March 4, 2024: Concussion and Chronic Pain Diagnoses Require Expertise

MIG

February 28, 2024: Prior Health Concerns Complicate Claim for CAT

CAT

February 26, 2024: Unchallenged Virtual Chronic Pain Assessment Accepted

MIG

February 21, 2024: Consent by Parties for Adjournment Not Determinative

Adjournment, Procedure

February 14, 2024: Tribunal Does Not Accept the CAT Findings of Either Party

CAT

February 12, 2024: MIG Escape on Concussion Diagnosis Despite Resolution of Symptoms

MIG

February 7, 2024: Financial Hardship Not A Defense for Repayment Responsibility

IRB

February 5, 2024: CT Scan of Wrist Fracture Contradicts Medical Opinion

MIG

January 29, 2024: Concussion Despite No Head Injury?

MIG

January 24, 2024: One Assessment Process Produces Two Discrete Reports

CAT, Productions

January 22, 2024: Defective Notices Do Not Trigger Limitation

MIG

January 17, 2024: Election Not Required, LAT Act Invoked & Limits Exhausted?

Award, Limitation Period

January 15, 2024: Chronic Pain Diagnosis Contradicted by Self-Reports

MIG

January 10, 2024: NEB Reinstated After Six Years Generates Award

Award, NEB

January 8, 2024: Undisputed Psychological Diagnosis Prevails

MIG

January 3, 2024: Significant & Competing Price of Non-Compliance for Both Parties

Non-Compliance

December 20, 2023 (Throwback Edition): Statutory Relief Within Tribunal’s Jurisdiction

Jurisdiction

December 18, 2023: ‘Incident’ of Viewing Video Not Use and Operation

MIG

December 13, 2023 (Throwback Edition): Employed Applicant Remains Entitled to Post 104 IRB

IRB

December 11, 2023: Chronic Pain Diagnosis In Absence of Physical Exam?

MIG

December 6, 2023: Four Marked Impairments for 2010 MVA

CAT

December 4, 2023: No Adverse Inference Drawn Despite Lack of pre MVA CNRs

MIG

November 29, 2023 (THROWBACK EDITION): 18 Month Delayed Notice Reasonable, However 7 Month Delay is Not

Limitation Period

November 27, 2023: Confirmed High Bar to Escape MIG on Pre-Existing

MIG

November 22, 2023: Multiple IEs Excluded From Evidence

IE, Evidence

November 20, 2023: Radiculopathy Complaint Requires a Diagnosis

MIG

November 15, 2023: Court Applies Tomec & CAT Decision Varied

CAT, Limitation Period

November 13, 2023: Insurer Expert Conclusion Inconsistent with Findings

MIG

November 8, 2023: Maximum Award in Excess of $60K on CAT Case

CAT

November 6, 2023: Medical Evidence Overrides Legal Referrals

MIG

November 1, 2023: Eighteen Month Delayed Notice Reasonable However Seven Month Delay is Not

Limitation Period

October 30, 2023: Which MVA Exacerbated Injuries?

MIG

October 25, 2023: Application Seeking CAT Determination an Abuse of Process

CAT

October 23, 2023: Functional Disability Despite 50 Hour Work Week

MIG

October 18, 2023: Statutory Relief Renders Equitable Remedy Moot

Div Court

October 16, 2023: Injuries Not Static - MIG Determined Again

MIG

October 11, 2023: CERB is Income However Not “Gross Employment Income”

IRB

October 4, 2023: Employed Applicant Remains Entitled to Post 104 IRB

IRB

October 2, 2023: ‘IE’ Does Not Establish Causation

MIG

Contact Sales

416.364.6688

Contact Support

Contact Us

InHealth

11 Allstate Parkway Suite 203
Markham, Ontario
L3R 9T8

Follow Us On