Print

 

  MIG Update – April 22, 2024



Records Alone Do Not Warrant MIG Removal on Pre -Existing

This week, a MIG hold case, the Tribunal considers a matter wherein the Applicant had a documented history of a knee condition. As well as, an opinion that the Applicant ‘likely’ has chronic pain as a result of the accident.



SABS Summer Session!

Secure your seat for inHEALTH’s 2024 Summer Virtual Training session. inHEALTH continues to celebrate 25 years! Join the celebration and receive 25% off SABS Expedited until April 30, 2024!

  • SABS Expedited: June 17th – 21st, 2024

*Eligible Participants receive 9 Substantive – CPD hours upon course completion

Course details & register here +



Factor: CNRs

In Sehgal v. Aviva (21-007940), Neelam Sehgal was involved in a motor vehicle accident on July 29, 2020. In addition to IRB she sought entitlement to three treatment plans for chiropractic services and prescription medications. She claimed that she should not be subject to the MIG as her pre-existing knee injury was exacerbated by the accident, as well as a diagnosis of chronic pain in her neck, back and shoulder as a result of the accident.

Sehgal relied on the clinical notes and records of Dr. Saini, her family doctor, pre-accident reports of orthopaedic surgeons Dr. Karabatsos and Dr. Harrington, a pain assessment report of Dr. Wasswa-Kintu, general practitioner, dated May 3, 2021, and neurodiagnostic report of Dr. Rasquinha, general practitioner, dated November 30, 2021. She also relies on the CNRs of her treating clinics.

Aviva relied on the IE reports of physiatrist, Dr. Soric dated February 19, 2021, addendum August 24, 2021, who diagnosed Seghal with soft tissue injuries as a result of the accident which fall under the MIG. Further the surveillance report of Intrepid Investigation dated November 18, 2021.




The Tribunal found:

      • Although Seghal’s records and reports establish that prior to the accident she had a five-year history of problems with her left knee, arthroscopic surgery and knee pain complaints to her family doctor in the year prior the accident, the records alone do not warrant removal from the MIG.
      • “What I find lacking in this case is evidence from a treating practitioner supporting that the applicant’s pre-existing left knee impairment was exacerbated by the accident or would prevent her from achieving maximum medical recovery in the MIG, as is required for removal by s. 18(2).”
      • The post accident report of Dr. Wasswa-Kintu and Dr. Rasquinha, relied upon by Seghal, did not mention the left knee at all or note any exacerbation. Seghal also did not report any symptoms involving the left knee to Aviva’s assessor Dr. Soric.
      • Dr. Soric’s physical examination in February 2021 was unremarkable, finding full range of motion of the cervical spine and normal strength in all four extremities. After reviewing the records in August 2021 Dr. Soric’s opinion remained unchanged.
      • Dr. Wasswa-Kintu diagnosis of chronic pain, was given little weight because the assessment took place by telephone and the doctor did not carry out a physical examination. The report interchangeably refers to Seghal as male and female throughout and did not review any pre- or post-accident CNRs. All of which challenge the reliability of the opinion.
      • Dr. Rasquinha’s report has similar limitations in that the doctor did not review any pre- or post-accident CNRs. The physical examination of Seghal was normal, yet rendered the opinion that Seghal likely suffers from chronic pain syndrome.
      • Dr. Soric opinions were preferred because the assessment was more thorough, records were reviewed and consistent with Seghal’s self-reports about her post-accident function.
      • The surveillance report from November 2021 showed Seghal participating in grocery shopping and running other errands confirming her self-reports and Dr. Soric findings.


      If you Have Read This Far…

      Our MIG Monday series discusses the multitude of factors to consider when evaluating a risk position on MIG cases. The Tribunal has ruled on the MIG in 24% of the decisions so far. Each case is nuanced, but with similar factors.

      Inform your position & present persuasive arguments. Include an Outcome Analysis Report (OAR) in your case evaluation complete with For/Against cases. Need an OAR?

       

Archive of LAT Updates

May 1, 2024: Tribunal Varies Three Decisions on Reconsideration

Reconsideration, Treatment Plans

April 29, 2024: Credibility of Assessment Favored Over Psych Validity Testing

MIG

April 24, 2024: Wilful Misrepresentation Abounds on IRB Repayments

IRB

April 22, 2024: Records Alone Do Not Warrant MIG Removal on Pre-Existing

MIG

April 15, 2024: Demands of Child-birth Pre-Existing Condition?

MIG

April 10, 2024: Court Upholds Tribunal Decision That a MIG Removal is a Complete MIG Removal

Divisional Court, MIG

April 8, 2024: Psychiatric Diagnosis Prevails over Psychological Opinion

MIG

April 3, 2024: Court Sends Matter Back to Tribunal Concerning “Accident”

Definition Accident, Divisional Court

April 1, 2024: Ortho Opinion Prevails on Origins of a Fracture

MIG

March 27, 2024: Supreme Court Takes Issue with Tribunal, Divisional Court & Court of Appeal

Limitation Period, Reconsideration, Supreme Court

March 25, 2024: Expert’s Conclusory Statement Insufficient on Pre-existing Condition

MIG

March 20, 2024: Non-Compliance by Both Parties Impacts IRB and Medical Claims

IRB

March 18, 2024: No Weight Afforded to Handwritten Illegible CNR’s

MIG

March 13, 2024: Denials Deficient and Pain Relief Validates Treatment Plans

Treatment Plans

March 11, 2024: “Radicular Irritation” & MRI Findings Not MVA Related

MIG

March 6, 2024: Tribunal Upholds Decision Excluding Improperly Secured IEs From the Evidence

Evidence, IE, Reconsideration

March 4, 2024: Concussion and Chronic Pain Diagnoses Require Expertise

MIG

February 28, 2024: Prior Health Concerns Complicate Claim for CAT

CAT

February 26, 2024: Unchallenged Virtual Chronic Pain Assessment Accepted

MIG

February 21, 2024: Consent by Parties for Adjournment Not Determinative

Adjournment, Procedure

February 14, 2024: Tribunal Does Not Accept the CAT Findings of Either Party

CAT

February 12, 2024: MIG Escape on Concussion Diagnosis Despite Resolution of Symptoms

MIG

February 7, 2024: Financial Hardship Not A Defense for Repayment Responsibility

IRB

February 5, 2024: CT Scan of Wrist Fracture Contradicts Medical Opinion

MIG

January 29, 2024: Concussion Despite No Head Injury?

MIG

January 24, 2024: One Assessment Process Produces Two Discrete Reports

CAT, Productions

January 22, 2024: Defective Notices Do Not Trigger Limitation

MIG

January 17, 2024: Election Not Required, LAT Act Invoked & Limits Exhausted?

Award, Limitation Period

January 15, 2024: Chronic Pain Diagnosis Contradicted by Self-Reports

MIG

January 10, 2024: NEB Reinstated After Six Years Generates Award

Award, NEB

January 8, 2024: Undisputed Psychological Diagnosis Prevails

MIG

January 3, 2024: Significant & Competing Price of Non-Compliance for Both Parties

Non-Compliance

December 20, 2023 (Throwback Edition): Statutory Relief Within Tribunal’s Jurisdiction

Jurisdiction

December 18, 2023: ‘Incident’ of Viewing Video Not Use and Operation

MIG

December 13, 2023 (Throwback Edition): Employed Applicant Remains Entitled to Post 104 IRB

IRB

December 11, 2023: Chronic Pain Diagnosis In Absence of Physical Exam?

MIG

December 6, 2023: Four Marked Impairments for 2010 MVA

CAT

December 4, 2023: No Adverse Inference Drawn Despite Lack of pre MVA CNRs

MIG

November 29, 2023 (THROWBACK EDITION): 18 Month Delayed Notice Reasonable, However 7 Month Delay is Not

Limitation Period

November 27, 2023: Confirmed High Bar to Escape MIG on Pre-Existing

MIG

November 22, 2023: Multiple IEs Excluded From Evidence

IE, Evidence

November 20, 2023: Radiculopathy Complaint Requires a Diagnosis

MIG

November 15, 2023: Court Applies Tomec & CAT Decision Varied

CAT, Limitation Period

November 13, 2023: Insurer Expert Conclusion Inconsistent with Findings

MIG

November 8, 2023: Maximum Award in Excess of $60K on CAT Case

CAT

November 6, 2023: Medical Evidence Overrides Legal Referrals

MIG

November 1, 2023: Eighteen Month Delayed Notice Reasonable However Seven Month Delay is Not

Limitation Period

October 30, 2023: Which MVA Exacerbated Injuries?

MIG

October 25, 2023: Application Seeking CAT Determination an Abuse of Process

CAT

October 23, 2023: Functional Disability Despite 50 Hour Work Week

MIG

October 18, 2023: Statutory Relief Renders Equitable Remedy Moot

Div Court

October 16, 2023: Injuries Not Static - MIG Determined Again

MIG

October 11, 2023: CERB is Income However Not “Gross Employment Income”

IRB

October 4, 2023: Employed Applicant Remains Entitled to Post 104 IRB

IRB

October 2, 2023: ‘IE’ Does Not Establish Causation

MIG

Contact Sales

416.364.6688

Contact Support

Contact Us

InHealth

11 Allstate Parkway Suite 203
Markham, Ontario
L3R 9T8

Follow Us On