MIG Update – April 12, 2021
Timing of Assessment
Often the Tribunal decisions discuss both the quality of the information and timing of the assessment when considering the evidence and the adjudication of a dispute. This issue is focused on the timing of the assessment and opinions on the MIG conclusions.
Factor: Timing of Assessment
In C.H. v Aviva (18-002710), a January 2017 loss, C.H. was diagnosed with Somatic Symptoms Disorder, Adjustment Disorder and Vehicle Related Phobia in May 2017, following numerous visits to her psychologist. The Respondent’s IE conducted in July 2018, 18 months after the accident, did not find any diagnosable psychological conditions “at this time”.
Preferring C.H.’s assessor’s conclusion, the Tribunal found that C.H. suffered psychological impairments that removed her from the MIG.
‘MIG escape’ – The Tribunal’s finding turned on:
- There are clearly two conflicting reports with very different results, completed in two very different time frames, 14 months apart.
- The IE did not address whether C.H. suffered from any psychological condition or impairment at any time prior to the assessment and the opinion was limited only to the time of IE
- All relevant medical documentation indicates that C.H. sustained psychological impairment in the months after the accident, evidenced by her visits to her psychologists and the documentation by her treating chiropractor
In 17-006927 v Co-operators, an October 2015 loss, the Applicant was diagnosed with Somatic Symptom Disorder and symptoms of Post-Traumatic Stress Disorder in June 2016. The Respondent’s IE conducted in May 2016 did not support these findings.
With the s.25 and s.44 assessments conducted only days apart, the Tribunal found it significant that their results were drastically different and ultimately preferred the IE, which was “a more accurate representation of the applicant’s condition”.
‘MIG hold’ – The Tribunal’s finding turned on
- “The timing of the assessments and the lack of corroboration for psychological distress, complaints, or impairment in the clinical notes and records of the family physician”
- These assessments took place within days of each other, yet painted dramatically different pictures of the applicant’s psychological functioning
- Ultimately, the IE finding is supported by the lack of psychological distress noted in the family physician’s notes
Become a Subscriber…
inHEALTH’s LAT Compendium Service gets you the most up to date decisions, case summaries and information from the Licence Appeal Tribunal (LAT). Our industry-leading case summaries and organized search filters put unbiased, factually-based information at your fingertips to guide decision making and drive effective & efficient evaluation.
Use code SPRING20201 at checkout and take advantage of 15% off all subscription levels until April 30, 2021. Subscribe Now
inHEALTH Keeps you LAT inFORMED With Access To:
1. LAT Compendium Database – a relational database of LAT and Divisional Court Decisions equipped with multiple search options, Smart Filters, and concise case summaries
2. Notifications: – weekly LAT inFORMER delivered to your inbox Wednesdays; Newly Added Decisions on Fridays and Breaking News as and when it happens
3. Research Support: – inHEALTH’s Live Chat Experts for guided searches and technical inquiries.
Sign up for a 30 day free trial below to experience the service and see how it can help guide your decision making.